Financing with Our Dealership
Shaffer Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
The Shaffer Ford Finance Department
Welcome to our financing department. Shaffer Ford has been assisting customers from nearby areas of Cumberland such as Grantsville, Salisbury, Bedford, and Keyser for over 40 years. We know all the ins and outs of getting you approved and in your new or used car, truck, or SUV. Check out our credit estimator, then proceed to our online finance application.
Benefits of Financing
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. We understand that life throws everyone a curve. If you've been stuck in that position where you need a new vehicle and your credit is a headache, our Second Chance Credit program can help! The Shaffer Ford financing department has the means to get you approved and in that new car or truck! Our Finance Department has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Flexible Credit Options
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. At Shaffer Ford, you're just a step away from approved car financing!
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Shaffer Ford
10335 Mt Savage Road NW
Cumberland, MD 21502
- Sales: (301) 777-3900
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